Terms and Conditions
These terms and conditions govern the use of the Quartz website, Quartz protocol and all other Quartz products and services excluding the Quartz Card (collectively referred to as "services"). By using these services, you indicate that you have read and understand these terms and conditions and agree to abide by them at all times. If you have any questions regarding these terms and conditions please contact support@quartzpay.io
Smart Contracts & Risks
The Quartz services are made possible through the use of on-chain smart contracts and DeFi protocols on the blockchain. There are risks associated with using any smart contract, and by accepting these terms and conditions you indicate that you have read and understood the Quartz protocol risk disclaimer here: Risk Disclaimer.
Intellectual Property
All content published and made available through the services or social media channels is the property of Quartz Labs Limited.
Age Restriction
All services are intended for those over the age of 18. Users must agree not to submit any information if they are under the age of 18.
Severability
If at any time any of the provisions set forth in these terms and conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these terms and conditions. All other provisions will not be affected by the removal and the rest of these terms and conditions will still be considered valid.
Privacy Policy
The use Quartz services involves the processing of personal data. To see how we handle your data, please view our privacy policy.
Third Party Integrations
Our web app and mobile app integrate with 3rd party DeFi protocols for lending and borrowing. By accepting these terms and conditions, you acknowledge that you have also read and accept the terms and conditions, privacy policies, and disclaimers where applicable of our integrations, listed here:
Card Issuer has no relationship to the Quartz Protocol
The Quartz Protocol is a decentralized finance platform that operates on the blockchain network and extends credit to you based on criteria established solely by the Quartz Protocol and set forth in the Quartz Protocol terms and conditions. Issuer does not originate or extend credit to you in connection with Quartz Protocol services but instead issues a Card that you may use to access credit extended through the Quartz Protocol. The Quartz Protocol is solely responsible for its credit services, including evaluation, approval, and denial of your credit application. Issuer has no responsibility for, and does not in any way participate in, the Quartz Protocol credit transaction.
You understand that by using the Card you are agreeing that the Issuer does not have any affiliation or liability related to any interactions between you and the Quartz Protocol. The Quartz Protocol services, and your access and use of those services, are governed by your separate terms of service for Quartz or the Quartz Protocol and you acknowledge Issuer is not a party to either of those Agreements. By using the Quartz Protocol, you understand that you are not buying or selling digital assets from either the card Issuer, or Genuine Technologies Ltd, Inc. You understand that Issuer is not affiliated with and has no relationship to the Quartz Protocol or any assets linked to the Quartz Protocol. Any fees associated with the Quartz Protocol accrue to providers in the Quartz Protocol and neither the Issuer or Genuine Technologies Ltd, Inc. have control over those fees. You also agree, and understand that the Issuer does not have custody or control over the contents of your wallet and has no ability to retrieve or transfer its contents.
You acknowledge and agree that you will access and use the Services of the App, including, without limitation, the Quartz Protocol at your own risk and will not hold Issuer or its affiliates responsible for any interaction with the Quartz Protocol. Should you have any issues with a transaction that is not a Card purchase, you should refer to your terms of service with either Quartz or the Quartz Protocol. Should you have any issue with a transaction completed with your Card, please contact Issuer through the customer service channels listed in your cardholder agreement.
Review of these terms and conditions
We may update these terms and conditions from time to time if necessary. We will notify you of any significant changes by email or by a notice on this website. These terms and conditions were last updated on March 14, 2025.